Yes and so for the past 2 years I have been jobless. Well I did that previously as well as posted in the link above.
So the job which I had didn't really excite me. I was at it for around 4 years and I decided to leave.
Considering that in the long run, we are all dead.
I did try to build a business in my past 2 years but it didn't turn out too well.
Am I in time for my early retirement plans. Well, not really. As I left my job too early, I have not accumulated enough funds to live on dividends forever. It is unfortunate. But I will need to work for around 2-3 years more at my old pay. Which I might not be able to achieve.
Am I panicking? Not really.
During my past 2 years of unemployment, I have realized that it is more important to be happy. And to also find a job which makes you happy. My mentality has changed somewhat. Not that I don't believe in early retirement. But rather I put it more as, take it as a journey.
So if someone asks me if I would like to go back to my old job earning my old pay and work for 3 more years
as compared to
working in a job which is fun but I earn much less which will result in me working 6-10 years instead,
I now would probably choose the 2nd option.
Or maybe some of you readers may think that is somewhat semi retirement. I'm not too sure of the definition and I'm not too bothered by definitions. The thing is at this point in my life, I'm not too concerned over money. However, I have not accumulated enough yet to last forever. But I am also not in a rush anymore to accumulate the funds and rather I am willing to take a slower path to the end goal.
Maybe I've sufficient financial backing that I feel I can take my time and enjoy the journey instead of rushing for the goal. In the end, time is all we have right? And 3 years of unhappiness working vs 10 years of happiness working. Well... seems like a simple answer isn't it?
Anyway I'm still looking for a job which suits this criteria. The main problem is finding a job which I am happy to do. I haven't been able to find such a job for the bulk of my career and the thing about it is that I have been in the finance industry for so long that I am quite clueless about other industries.
So I'm still exploring. Hopefully I will be able to find something fun to do and be able to update readers.
In the meantime, I've cut expenses... not that my expenses were high to begin with and found other ways to save money. Example my awesome SGD3 phone plan and what you need to know about petrol and optimizing my credit cards.