Cheapest handphone plan as low as $3 per month

Ok so I changed my handphone plan to this unbelievable plan.
It's utterly awesome.
Considering most people pay about SGD40 per month on their handphone bills.

Typical handphone plans. 
Buy an iPhone for about SGD400.
Pay SGD40/month for 2 years.
3GB data / 150 mins talk time / who cares about sms these days
Total cost for 2 years approx = SGD1360

My handphone plan
Buy a XiaoMi phone with dual sim about SGD200
Buy M1 prepaid cards SGD18 valid for 6 months x 4
1GB free data sim when sign up for M1 home data plan
Total cost for 2 years approx = SGD272

So the rationale for this is very simple. 
Data
1) I moved to my new place and subscribe to the M1 home internet plan and they provide a free digital house phone and a 1GB per month sim card
2) I do not use much data. 1GB is enough for me per month to use whatsapp and surf some Facebook when I'm bored. No, there isn't enough data to watch movies or shows or whatever
Calls
3) The credits in the M1 SGD18 prepaid card is valid for 6 months, after which, it will expire worthless
4) Every 6 months or when credit runs out I top up my credits. Yea, I pay my bills once every 6 months instead of once a month
5) People don't really call very much nowadays so most of the time I don't use up my SGD18 so they end up worthless. This is the same as subscription plans. Most people don't use up all their talk time which also expires worthless. Most people use whatsapp more than calls.
6) Even if i receive more calls than normal for a month or 2, I can buy another top up card or 2 at SGD18 each. This still makes the plan cheaper than any plan offered by any telco
7) The plan is only good for people who don't use much data

Ok so my comparison above isn't very fair, considered my examples of the typical plan having an iPhone and my plan is using a XiaoMi. But even if you remove the iPhone  and have a FREE phone, its still about SGD1000 vs SGD300 for 2 years so there isn't much comparison.

As I said this is only useful for certain people who don't use much talk time and don't use much data.
For me, a phone is really just  phone. Mainly Whatsapp and some calls. 
If I surf, I use it for light purposes like finding how to go to some places and such.
For handphone entertainment like Facebook, I use that only at home where I have wifi

This weekend there is SITEX at Expo
The SGD18 M1 prepaid card is selling at SGD2 discount and they throw in a SGD5 top up card with credits valid for 1 month. So for SGD16, I get SGD23 worth of value for 7 months validity. 
Note, check the expiry date of the cards. They expire within 2 years, so I usually buy 2-3 cards during computer fairs to use for 1 year plus then go to fairs again to look for good value again.

Some folks say it's a waste of time to top up your card and you don't know when your value expires. Considering that I have to top up one time, have SGD18 credit, then 6 months later when the credit expires then I have to actively top up again. 
So I keep a prepaid card in my wallet all the time to top up whenever I need it. I usually don't top up until 6 months are up.
It's really not much of a hassle maybe 1-2 minutes and M1 will send a sms to inform me when the credits are about to expire.
I find many people spend more than necessary under the excuse of convenience. 
I.e, I'm sure there will be readers who don't use much data and don't use much talk time, they will also recognize that this idea is better, but they still won't make the switch. But hey, I'm not judging to each their own. Everyone makes their own decisions and makes changes in their own way as they deem fit. 

Yes you will need a Dual Sim phone to follow this plan.

Next post is on SIM ONLY PLANS



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