Which was quite interesting cos I never expected that.
I'll summarize and classify the suggestions into categories.
1) I can talk more about my investment philosophy and my background on how I got started.
Interesting... it's very true, I haven't really written about this. I'll do a post on this in the near future.
Not so much as individual stock picks, but how I got started and how I look at investments.
2) Rising health care costs
Also another interesting idea. Will also write about it in a future post.
3) Learn a new skill
I never really thought about it, cos it incurs costs and there's no way I can incorporate it into my daily life. Like if I learnt painting, there'd be little use for it.
However, if I got a specialized skill which allows me to earn some money part time, like a relief teacher for childcare? Or relief for gym classes... hmmm... this might be a good idea cos I can earn a couple of bucks when I'm not overseas.
Interesting, I will think more about this.
4) My comments on PM's NDR on housing issues like VERS, HIP II
Truthfully, I should've read about these new schemes, but I haven't...
A part of me thinks it'a load of BS, cos the Government themselves "sold" HDBs as an investment and now when people are waking up to the idea that it's a long term rental, suddenly they start thinking of patch work to cover up the holes. Furthermore, I think it's likely going to change in future
Nonetheless, I SHOULD read up on this and do a post about it... so yea... I will.
5) Find a job
Finding a permanent job is out.
After discussing with my wife, we came to a conclusion. Our current lifestyle keeps us both very happy. We have a lot of free time cos there are no chores for her to do. I cover that area. She goes to work. I follow her on biz trips which makes her very happy cos she enjoys the company and we get to go and extend and travel more than before and we go to further places.
The main issue, is that sometimes I get a bit bored, cos I have a couple of hours of free time on some days. Maybe just 2-3 days a week I have no plans in the middle of the day.
So I analyzed this issue like how I did when I was working.
What is the problem statement?
The problem is that ERSG is bored for a couple of hours on a few days in a week.
This is NOT a money problem, it's also NOT that I am bored everyday of the week.
So the best solution is to find activities to fill up those few days for those few hours.
If I were to find a perm job, I would instead create more issues.
I would disrupt our current happy lifestyle, I would have no time to accompany my wife, chores will be left undone and we would be scrambling to do chores and visit our parents on weekends.
I will earn more money, but... as mentioned above, we don't have a money problem so I may earn more money, but it isn't a issue in the first place, instead it will create even more problems.
So we came down to the conclusion of... don't fix the problem with a wrong solution.
Don't create a bigger problem when the original problem is a small one.
I do think of getting small stints to earn some pocket money on those days that I'm free. I did consider driving Grab, just that my wife is pretty OCD about cleanliness in the car so the idea of random people getting into the car makes her a bit... queasy... that's why I was thinking a bit into Point 3 above, so that I can earn some extra cash during my free time.
5a) And spend all the money so as to acquire a new experience of spending everything.
Extremely interesting idea...
But I think my heart cannot take it. I think, I can get into the mood to start such an experiment. As in I work one whole month with the intent to blowing all the money at the end of the month...
The issue is... after I get the money at the end of the month, I think I will have second thoughts about blowing away all the money. Cos I'd probably look at the money in the bank and think... but I could do so much MORE with this instead of just spending it wantonly.
So... nope... probably not going to work. Hahaha.
6) Estate planning
Oh yes, I've already done this...
Ok I'll write about this in a post as well.
7) Kids
Currently there's no plans to have kids.
My wife has been bringing up this topic recently...
Hmm.... maybe we'll need to discuss this properly and I'll update with a post after that.
We'll see how... I'd prefer to have no kids though.
8) What motivates me to optimize
Most interesting point. I'll write about this tomorrow.
Okayyy...
So topics which are coming up...
1) Investment philosophy
2) Medical care
3) VERS & HIP II
4) Estate planning
5) Optimization (Tomorrow)
6) Kids (Maybe...)
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