So I was like... $$$... maybe I could make a couple of bucks out of this.
Like should I ask for some endorsement... you know... free meal... whatever...
Then I flipped thru the site and I was thinking... hmmm... what if we aren't able to come to a conclusion, like what if he's just asking for a favour and he's not thinking about sponsoring...
So I thought to myself... would I hold out on my readers on this service/website, if I don't get any money out of it?
And the answer is... No... Cos I think this service is quite good.
So, no I didn't go and ask them for any kinda monetary benefits.
And I decided to do a post on it anyway. Cos it's useful.
The website Whatcard.sg is pretty cool.
This basically shows merchants and the options you can use to pay for it.
It has a miles option or a cashback option.
So users can just key in the name of the place they are buying from and check what card is reasonable for them to use.
Now, of course some cards require a minimum spend. So users will still need to monitor whether they hit the minimum before they get the miles or rebates.
They use the merchant's MCC code, which is what card companies use to determine the kind of service provided by the merchant and give the rebates based on the code.
I don't really know how accurate the data is, or how many merchants are inside, I did some searches for NTUC, AirFrance, Singapore Airlines, AirAsia, Pizza Hut, 7-11, etc... and the merchants show up with the credit cards and the respective rebates awarded.
1) I think it would be quite useful if you want to make a big ticket purchase and want to know what's the best card to use for a once off purchase...
2) Probably also useful if you have the top 10 merchants you go to within a month, then you can shortlist the best cards from the list and see which card you want to hit the minimum spending on.
3) Also good for people who are playing the Miles game. I wrote about Miles in 2 articles last time, you'll need to read both to get a feel of what Miles is about. (Reward Miles, Reward Miles... Going the extra mile)
UOB One card isn't on the list though, cos it gives a flat 3.33% or 5% rebate for 3 months of consecutive spending so I think there isn't really an easy way to put that into their list.
Strangely OCBC 365 is not on the list as well. That card gives some of the best rebates and I use it quite often for my flights, so I'm quite stunned that it's not in the list.
So go and have a look if you're interested. It might save you a lot of hassle if you're planning on going for a trip or planning on which card is most useful for accumulating Miles.
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