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Early Retirement SG

Expense update 31 Aug 2018

31/8/2018

2 Comments

 
I'm doing this update kinda early, cos today is Friday and on Monday I'm flying again. 
So maybe I miss $5 expense my wife may incur today. 
​But oh well...
Picture
Ok fixed expenses are fixed duhz. Those don't move. 
Food and transport are within their usual ranges. Around $200 for food and under $20 for transport. 

The Biz Expense KL is the flight ticket I'm going to take on Monday. ($137)
The AZ food and transport is somewhat covered, but it's hard to separate out cos of how her claims are processed. ($446.40)
Apparel - Wife had to buy matching clothes for her company D&D ($50) Luckily, they are nice and practical enough to be used for other days and occasions.
Gifts - AZ Gifts ($238.35), snacks for colleagues, friends relatives, there's kinda some "debts" we had to repay.

Gifts - Others like meals for friends, coffee for friends, misc gifts ($46.80)
Dental - This is the 6 monthly checkup which we go for ($196)

If I look at the expenses incurred due to my wife's job... Then that's a total of $871.75. That's a super high amount. 

Even if we weren't working, I reckon we would still go out and eat with friends and family. 
So the other gifts and dental will still remain. 
Hmm... I think I'll split up the expense as Wife's work expenses, and our own expenses next month. 
Then I can get a better picture of how much more we are spending due to my wife's work. 
I'm not complaining about it, cos it does allow us to do other things which we probably wouldn't have done if her work didn't require it. 

The experiences are expensive. I'd admit that. So I guess I'm also lucky in a sense. That my wife appreciates our current lifestyle and that both of us believe that this is currently the optimal lifestyle for us. 
A rough estimate suggests that we have spent or will spend $10,000 in travel this year. 
Maybe 1 year back I would have shuddered at this number. Cos it's way over budget. But now... I'm a bit more chill, cos we are pretty happy with our current lifestyle and our current pace of savings and how we want to experience our life journey.



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2 Comments
Cheryl
4/9/2018 10:22:09 pm

Hi ERSG,

This is really low but How about personal taxes?

Reply
WTK link
6/1/2019 11:50:45 am

Hi ERSG,

You may want to consider the polyclinic dental services. It costs less than $50 per trip. Though the waiting period may be long for the first appointment, you can book the next appointment (six months' time) after the first trip.

I used to go to the neighbourhood dental clinic. It costs almost $100 for routine and simple services per trip. I can use this amount of money for two trips at the polyclinic.

My two cents worth of views.

WTK

Reply



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